ilmscore | Financial recovery and independence timeline Predictions
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Financial recovery and independence timeline

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With $37,582 in bad debt, it is projected to take 31 months (2.5 years) to pay off, followed by an additional 6 months (total 3 years) to establish a fully funded emergency fund, leading to increased independence.
"If you tackle this debt, not just student loans, and some of the balances were a little different. S..."
Caleb Hammer Caleb Hammer
Jun 11, 2025
Pending
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